Your Financial Friends
Is your business your pension?
Nick Barber
Director
As a business owner, it's only natural to hope that your business will one day help to fund a comfortable lifestyle and retirement. And we know from our own experience of working with other business owners that there are three simple questions that can help to make sure you're in the best possible shape:
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How much will you need to fund that lifestyle and retirement?
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Are you on track now, in terms of your personal wealth and business value?
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What more could you and your business achieve with a little more planning?
We'll work with you to answer these questions and then help you to align your personal and business financial strategies into a robust and practical plan that provides you with the retirement and lifestyle that you deserve.
We'll help you to align your business and personal objectives
We're offering a no obligation consultation to help you align your personal and business objectives.
Working with one of St. James's Place's external business growth advisers and SME specialists*, who are experts in financial planning for businesses, we will help you to explore how your business and personal financial strategies can work together with realistic and achievable goals. We'll then start to put together a roadmap to help you get there.
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We'll benchmark your business profit and productivity against similar businesses in your space.
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We'll show you what kind of things can increase or reduce the value and attractiveness of your business to buyers and investors.
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We have access to specialists who can give you a realistic current valuation of your business and, more importantly, an idea of what it could be worth in the future.
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We'll show you if and where there is risk and how to mitigate and minimise it.
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We can also discuss strategies to help you extract cash from your business as tax efficiently as possible.
At the end of the session we'll make sure that, at the very least, you'll be better informed and empowered to make sure that your personal and business strategies are aligned whether you choose to work with us or not.
*We work in conjunction with an extensive network of external growth advisers and SME specialists who have been carefully selected by St. James's Place. The services provided by these specialists are separate and distinct to the services carried out by St. James's Place and include advice on how to grow your business and prepare your business for sale.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may fall as well as rise. You may get back less than you invested.
A little bit
about us
We specialise in giving refreshingly friendly and uncomplicated advice that’s designed to make financial planning as easy as possible. Our pragmatic approach helps to build, manage and protect your wealth through common sense planning that’s in line with your long term plans and flexible enough to cope with whatever life throws at you.
We believe that everybody should have access to good financial planning that’s easy to understand and practical. We combine our expertise and knowledge with a warm and nurturing environment that reflects our friendly and positive approach to managing our clients’ wealth and life in general.
Your home may be repossessed if you do not keep up repayments on your mortgage.